Financial Services
Stocks
We can determine your investment goals and tailor an investment strategy that is right for you! In today’s
volatile market picking the right stock can be difficult. Allow us to use our research tools and experience to
set up the right portfolio for you.
Bonds
Bonds offer
investors dependable income, relative safety and portfolio diversification. Because bonds typically have a predictable stream
of payments and repayment of principal, many people invest in them to preserve and grow capital or to receive consistent interest
income.
Mutual
Funds
If
you've decided you need to invest more effectively to meet your goals, you've already taken a big step in the right direction.
The next step, choosing investments, may seem difficult, but a major advantage of investing with mutual funds is that you
don't need to know everything there is to know about investing.
Insurance
Annuities
Let
us help you decide on an annuity that is right for you. There are two main types of annuities.
With
an immediate annuity, your income payments start right away (technically, anytime within 12 months of purchase). You choose
whether you want income guaranteed for a specific number of years or for your lifetime. The insurance company calculates the
amount of each income payment based on your purchase amount and your life expectancy.
A deferred annuity has two phases:
the accumulation phase, where you let your money grow for a while, and the payout phase. During accumulation, your money grows
tax-deferred until you take it out, either as a lump sum or as a series of payments. You decide when to take income from your
annuity and therefore, when to pay the taxes. Gaining increased control over your taxes is one of the key benefits of annuities.
The payout phase begins when you decide to take income from your annuity. For most people, this is during retirement. As your
needs dictate, you can take partial withdrawals, completely cash-out (surrender) your annuity, or convert your deferred annuity
into a stream of income payments (annuitization). This last option is essentially the same as buying an immediate annuity.
Payroll
Management
Our
company can provide you with payroll support, on demand, world wide. We can provide a payroll system to support
your specific needs.
